APIBank is an open banking platform for creating digital ecosystems and the interaction of banks with fintech and non-financial companies. The platform is used to create embedded financial instruments that are complex, hybrid banking products. It standardizes the data exchange process between banks and non-financial companies. The platform is a "one window" through which a bank can work with different companies, as well as companies cooperate with different banks through a single interface. APIBank was founded in 2018 and is based in Moscow, Russia.