Applied Card Systems (ACS) was founded in 1987 to provide credit card processing and servicing resources to small - and mid-sized financial institutions. ACS has earned a reputation as an industry leader and innovator in marketing and servicing a variety of credit products. Today, Applied Card Systems employs Hundreds of Associates at its two servicing facilities and services over a half million Customers. Applied Card Systems is a Leader when it comes to Credit Card Account Servicing.