Apt Pay is a global Fintech based out of Canada, which enables digital payments to the untapped industries. We have been in the payments industry for over seven years and bring our experience to solve for a real pain point with instant disbursements. Our API enables partners to send money on multiple rails, including; push to wallet, push to card, EFT and ACH. We create a one touch point for all pay outs. The aim is to create a customer experience which enables both the ability to make pay outs seamlessly but also keep the ecosystem secure.