Banca Popolare di Sondrio, together with its subsidiaries, provides banking and other financial services to families, professionals, small and large companies, and public institutions in Italy. The company’s deposit products include savings deposits, certificates of deposit, bonds, repo transactions, bank drafts, current accounts, and time deposit accounts. Its loan products portfolio comprises foreign currency loans, advances, discounted portfolio, artisan loans, agricultural loans, mortgage loans, long-term loans, non-performing loans, personal loans, and other unsecured loans. The company is also involved in trading floating-rate Italian government securities, fixed-rate Italian government securities, bank bonds, bonds of other issuers, and variable-yield securities and mutual funds. In addition,