Bank Polska Kasa Opieki, a commercial bank, provides a range of banking services to individual, retail, corporate, and institutional clients primarily in Poland. It offers personal banking services, including personal and savings accounts; personal advisory and investment navigation; capital management services that include pioneer funds, term deposits, investment programs, brokerage, and structured products; cash loans, mortgage loans, and investment financing services; and credit cards, electronic banking, and brokerage services. Bank Polska Kasa Opieki also provides corporate banking products and services, such as current, escrow, term deposit, and negotiable accounts, as well as treasury bills and bonds; business operations and commercial real estate financing services; and electronic banking, cash management, and trade finance services. Moreover, it offers treasury products, such as foreign exchange, hedging against foreign exchange risk, and interest rate hedging. Further, Bank Polska Kasa Opieki provides insurance products and services; private banking and assets management services; corporate finance services in the areas of mergers and acquisitions, and public and private offering, as well as securities trading on secondary market; and pension fund management, transferable agent, call-center, and real estate development services. The Polish Ministry of the Treasury founded it on March 17, 1929, with its headquarters in Warsaw in Poland.