The State Bank and Savings Fund or in French: Banque et Caisse d'Épargne de l'État, also known by its Luxemburgish name Spuerkeess, is the leading national financial institution founded in 1856 and governed by the law of March 24, 1989. BCEE is a commercial bank wholly owned by the government of Luxembourg. Spuerkeess provides a comprehensive set of solutions for paying bills, managing accounts and keeping track of your banking transactions, tailored to your needs.