Decentralised marketing and payments platform for the 21st century. Beam is a marketing and payments platform with over 700,000 users and 5,000 stores across three different continents. It enables a transparent, open and real-time engagement between all stakeholders in the retail value chain ranging from brands to stores. We have proven the benefits of Beam’s model at scale with over three million transactions since the inception of the platform in 2011. Utilising blockchain technology, we are now opening up the Beam Platform to a greater portion of stakeholders in the global retail ecosystem and accelerating the rate of adoption of the platform, particularly among those with limited access to affordable loyalty and payments solutions and those in areas with inadequate financial infrastructure.