Buckle is a full-stack insurance and credit platform that partners with Transportation Network Companies (TNCs) to provide financial products and services to support the gig economy, made up of 55 million Americans and growing.Through its program management strategy, working with its TNC and reinsurance partners, Buckle divides the US$15 billion gig-economy insurance market into different segments of drivers and fleet operators. Buckle’s current gig economy programs include its signature hybrid auto product, taxi, limo and nonstandard auto (NSA). The general theme of all these programs is that they help supply drivers and vehicles to various TNCs (such as Uber, Lyft, Doordash and GoPuff), forego the current credit score methodology heavily used by traditional financial institutions, and are powered by Buckle’s technology and data throughout the insurance and credit value chains.