Over 3B people worldwide each year are being denied access to products and services they love because their perfectly legitimate payment methods are falsely declined. For subscription, membership, and e-commerce companies this “accidental churn” is expected to total over $443 billion of lost revenue per year. Butter helps: 1.) Retain the up to 4% of total customers who are lost today by ensuring legitimate payments go through 2.) Delivers up to $1M and more found money (in the sofa) per year for our customers 3.) Gives access to the world’s best payment technology with “no code” Butter exists to enable access to products and services that people deserve from great companies without having to worry about their perfectly legitimate payment method not working either because of an out of date payment ecosystem or the constantly changing rules to fight fraud. Along the way, we find “hidden money in the sofa” for these same great companies which we are proud to call our customers. Because we push ourselves to deliver the best products and technology, we often find a lot of money for our customers. We give 1% back to causes that support our mission of enabling access to products and services across the entire planet. At Butter we believe when churn ends access begins. Payments are the lifeblood of any economy, yet the system is old, creaky, and broken in many ways. Because of this, the system is under constant attack from fraud. The Butter team cares deeply about clearing the way for people to pay for things they want and deserve anywhere anytime. Vijay is a global leader in payments technology and JD was previously a co-founder of OpenDoor.