Candor uses proprietary Mortgage Decision Science for lenders to analyze problems, take steps to resolve them and make the necessary decisions to move the loan to closing. Its Mortgage Decision Science Technology leverages a patent pending logical infrastructure made up of 37,741 decisioning steps (which is expanding daily). Each decision step, called a “pivot point,” is a very narrowly defined problem. When Candor LES encounters a “pivot point,” it responds dynamically, always in sync with the context of the problem, always choosing the right course of action and always advancing toward a valid solution.