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Cardley
United States
01 Oct 2012 (13 Years)
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What are the differences in regulations for each
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A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Company Information
Get to know Cardley
Company Information
Get to know Cardley
Cardley is a technological company that offer a platform for startups based in Chicago to connect and share with their clients. It also enables its partners to provide customers one-swipe access to digital versions of the different tender types that are used daily. Their patent-pending transaction processing system invokes the items in a customer’s wallet that empowers the consumer to organize the purchases. The technological platform enables the issuers to empower cardholders’ wallets to contain more than the credit cards; allowing them to store gift card, loyalty, and rewards points in their wallet and access them as a part of their card-based payments. It also enables to cross-sell additional bank products to increase revenue and strengthen their customer relationships by including additional bank products in your customers’ wallets. Providing national and local card-linked offers is another service Cardley provide the cards issuers with. Cardley provides a multitude of services to the merchants as well, and they are increased checkout efficiency: a digital coupon and deal processing engine that reduces the amount of time customers spend at checkout; more data: by capturing more comprehensive data across a greater number of payment products it provides a more holistic view of their customers’ shopping habits, which will enable the merchant to deliver more personalized, targeted marketing; improved marketing ROI: its digital promotion distribution system allows the merchants to deliver targeted, timely offers, which result in substantial savings, effective incentive programs, and a higher return on its marketing investment. The company was founded in October 2012, and is based in Oark Brook, Illinois, U.S.A.
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