Chaptr is an education financing venture that services deferred tuition options (income-share agreements and flexible payments) for schools in Africa. By allowing schools to offer deferred tuition options, we eliminate the cost-barrier of education for a lot of young Africans who cannot afford tuition fees for vocational and higher learning institutions. We are currently focused on the coding schools niche (short-term programs, high job placement, and higher competition among schools – an incentive to include alternative financing) before later expanding to professional certification programs (CPA, CIM), Masters programs, and eventually undergraduate education where the greater problem lies.