Charity Bank was established as an FSA-regulated deposit-taking bank in 2002, with a unique mission to provide loans to meet the financial needs of small charities, community organisations and social enterprises that are not being served by other lenders. They achieve this through the support of a community of investors, depositors, and borrowers, who share the view that it is worthwhile to support these organisations when they undertake capital projects that achieve beneficial social impacts and can borrow for this purpose on a financially sustainable basis.