Circle Plus Payments, has a branded mobile payment app Payable, that allows merchants to accept credit, debit cards, bitcoins at the point of sale. The payable app has a card scanning feature which allows to accept cards with no extra hardware, it also has other features of QR Code reading and in app payment acceptance. The service also includes, Wallet Payable app that allows users to pay by linked credit/debit cards, Apple and android pay at the participating merchant site. The payment transactions are carried out using Stripes' gateway service.