Colectual is a Participatory Financing Platform, currently in the process of being authorized by the National Securities Market Commission, to carry out Crowdlending or Collective Loans, in which several investors raise a capital and grant a loan to a company that must be returned with the corresponding interest. Colectual only manages loans to SMEs. We do not carry out consumer operations with individuals. Our approach is to help finance companies that contribute responsibly to the creation of employment and wealth in their community.