There are over 100 million near-prime borrowers across the UK and US who are looking for a better way to borrow. Existing solutions are confusing, risky, and filled with fine print and gotcha terms. Creditspring is creating a new category of lending, Subscription Finance, with a focus on transparency and fairness. We don't charge interest which means it's much easier to understand the real cost of borrowing and there is no risk of debt spirals. By providing a simple and safe form of credit, with an emphasis on financial education and credit building, Creditspring is giving people back their dignity and freedom.