Credpal is an innovative solution that allows businesses and individuals to buy anything and pay for it in installments across online and offline merchants by providing them with access to credit at the point of checkout. It provides a platform that offers transparency in services facilitating users to set up their accounts and choose their payment plan to minimize risk and connect to multiple financial institutions that provide credit for customers. Credpal was launched in 2018 by Fehintolu Olaogun and Olorunfemi Jegede and is headquartered in Lagos, Nigeria.