With open banking, we analyze user’s historical data to tailor small savings amounts that we automatically deposit & invest to meet user’s long-term wealth goals. This is done by an app to meet Millenial and Gen Z mobile-native demand. We have developed an algorithm that learns from your consumption patterns and expenses. With this data, we can predict future spending and maximize your saving. Our long-term saving is powered by our European bank partner, which offers our users automatic investment portfolios to choose from, including award-winning indexes.