De Volksbank is an independent, purely Dutch bank holding company with four distinctive brands that is close to its customers. They are a bank with a focus on the Dutch market, offering simple and transparent mortgage, savings and payment products to private individuals. De Volksbank also offers insurance, investment and lending services through its brands and serves smaller companies in a retail manner. De Volksbank is a family of bank brands (ASN Bank, BLG Wonen, RegioBank and SNS) with a particular focus on the Dutch retail market, including small and medium-sized businesses. The four brands each have their own identity and image and a single back office and IT organisation. De Volksbank aims to meet the specific financial needs of its brands’ customers in a people-oriented, efficient and sustainable manner. To this end, its product range consists of three core product groups: payments, mortgages and savings. De Volksbank has a balance sheet total of approximately € 61 billion and 3,200 employees (FTEs), which makes it a major player in the Dutch retail market. De Volksbank’s head office is located in Utrecht.