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Digital Risk
United States
2005 (20 Years)
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What are the differences in regulations for each
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A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Company Information
Get to know Digital Risk
Company Information
Get to know Digital Risk
Digital Risk combines a loan level understanding of the mortgage market with extensive and unique modeling capabilities. Digital Risk's patent-pending analytics platform and efficient processes are a result of loan-by-loan analysis of more than $100 billion in mortgages conducted by 2,000 extensively trained and skilled loan analysts. Digital Risk is the largest independent provider of Risk, Compliance and Transaction Management solutions for the complex and dynamic financial services market. The individual talents of our thousands of analysts are amplified by the company’s proprietary technology and advanced analytics performed using the Making Mortgages Safe:tm: solutions suite. These proprietary platforms are the result of the analysis of over $100 billion in mortgage loans. We provide: • Comprehensive platform servicing the entire mortgage life cycle • Best in class patent-pending analytics and business rule and workflow technology • Market leading size and scale • One-stop risk management platform with open architecture and plug-and-play toolset • Platform flexibility facilitating horizontal and vertical expansion • State-of-the-art paperless document management system Our solutions address each phase of the mortgage life cycle by evaluating and monitoring mortgage exposure at the loan level to provide invaluable insight of the key reasons for – and indicators of – credit, fraud and operations risk to predict and to manage loan performance. Our Origination and Collateral Valuation offerings meet growing capacity, regulatory and other challenges faced by the mortgage industry.
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