eMaisha Pay leverages alternative data, advanced psychometric analytics, and machine learning algorithms to credit score micro and small businesses, empowering them with access to quick, affordable, and non-collateral loans for business growth. eMaisha Pay digitizes the onboarding process allowing small businesses to upload documents and submit information online for a completely touchless experience. eMaisha Pay uses pre-defined algorithms to optimize the loan approval process and reduce disbursement time. Digital automation with low code and cloud capabilities makes our platform fast, agile, and stay ahead of the curve by enabling end-to-end automation of lending processes. We seek to transform the traditional lending process by automating customer onboarding, loan origination, decisioning, disbursement, and loan servicing tasks making it significantly cheaper, faster, and easier to provide financing to micro and small businesses.