Ensuro collects money from differentliquidity providers, both retail andinstitutional - under the form of cryptographic stablecoins (i.e., USDC, USDT, BUSD) - in a liquidity pool governed by smart contracts. This capital provides underwriting capacity for MGAs operating in the parametric insurance space.The capital collected in the Liquidity Pool is reinvested into Decentralized Finance Protocols such as Aave (Aave.com) and Compound (Compound.finance). Those protocols have high liquidity, so Ensuro can redeem immediately the funds, and low risk since the loans on the platform are overcollateralized. The returns on investment on AAVE and Compound varies from 2 to 8%, this allow Ensuro to provide a more competitive capacity to MGAs compared to traditional reinsurance companies and give additional returns to the LPs.