Euro Pacific Bank was launched in 2011 with the goal of making banking Safe, Digital, and Global. Seismic shifts in the financial system since 2008 have driven depositors to look for alternative banking solutions. In today’s digital, global marketplace, many depositors seek conservative banks whose products are better designed for their international lives and businesses. Many traditional banking services such as loans, mortgages, credit cards, and trade finance are not offered. Instead, we focus on transactional banking, brokerage, and investment services. In fact, 100% of our margins are derived from transaction fees, service fees, and commissions only—not lending or proprietary trading.