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ExamOne
United States
1972 (53 Years)
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What are the differences in regulations for each
License
A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Company Information
Get to know ExamOne
Company Information
Get to know ExamOne
Since 1972, they have served the life insurance industry as the leader in risk assessment testing for life insurance companies. They trace their history to Home Office Reference Laboratory, which was bought by the former Business Men’s Assurance Co. of America (BMA) in 1983 and was known as LabOne from 1993 until the acquisition of LabOne by Quest Diagnostics in November 2005. As part of Quest Diagnostics, LabOne’s Insurance Services Group and ExamOne consolidated brands. Under the name ExamOne, a Quest Diagnostics Company, their combined companies continue to offer the most comprehensive suite of services to the insurance industry (laboratory testing, paramedical exams, health history collections, medical records retrieval, inspection reports, data products, etc.). Lenexa, Kansas remains the home of insurance laboratory testing and services.Dedicated people who understand that behind every paramedical exam and laboratory result there is a person making an important decision for their family’s future. That kind of decision deserves their utmost attention. Their value-added services are designed to make the underwriting process quick and convenient for applicants, agents and home office personnel. With customized statistical reports, an electronic voice response system and a team of solution experts dedicated to solving your business’s challenges, they are focused on helping underwriters achieve maximum efficiency. They also produce publications, provide educational speakers and offer a Medical Information Line, which gives their clients quick answers to their medical and technical questions. Their superior staff, cutting-edge technology and stringent quality-control programs facilitate our continued commitment to quality and innovation. The integration built into their products and services allows you the convenience of dealing with just One provider for all of your underwriting needs.
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- Financial InsurancePRIMARY
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