FIRST BANKCARD PROCESSING With cutting-edge technology and a high approval rate, First BankCard Processing makes it easy for merchants — even those with high-risk businesses — to process payments and accept credit and debit cards. We provide our merchants with the capabilities to accept and process all MasterCard, Discover Network and Visa cards, as well as gift cards, debit transactions, checks and other payments. Thanks to our competitive low rates, our merchants can enhance their cash flow and improve their bottom line.