Five Islands Capital Limited is the parent company of a number of wholly owned subsidiaries in the UK, EU and the UAE (collectively “5iC”). It has developed a proprietary modular, end-to-end blockchain based technology stack which can be utilised for both retail and enterprise financial, trading and payments applications. The company is regulated in Europe under the PSD2 directive (FCA) and imminently, MiFID II (EU). The company has utilised blockchain because it enables the frictionless transfer of value and provides operational cost efficiencies and USP’s for customers. We believe it has huge potential to “disrupt the disruptors” in the rapidly changing global financial services market. We also see this technology as absolutely transformative to widening access, breaking down barriers to socio-economic inclusion – especially in emerging economies – and driving product transparency and customer value.