Fixrate will provide depositors and banks easier access to better conditions Fixrate is a marketplace targeting banks and depositors. They develop forward-looking solutions that are tailored to depositors and banks. Depositors are annoying having to call around banks, ongoing document processes and lack of aggregate reporting. Banks are frustrated by lack of access to deposits, and expensive access to capital through capital markets. And digitization? Yes, the banks know that digitization must be digitized . But banks are somewhat uncertain about how this will happen.