Based on the experience of product innovation, risk control and technology research and development accumulated by Harbin Bank in the field of microfinance, Harbin Consumer Finance Corporation leverages the resource advantages of shareholders in big data, internet finance, and consumption scenarios, from the specificity of the segmented population. Based on the demand, through customized strategies, relying on real consumption scenarios to expand service channels, to meet the full range of consumer demand, to create a new Internet consumer financial service experience, and to become a respected consumer financial services.