Hello Clever is a buy-to-earn ecosystem that offers payments and financial management platforms for individuals and businesses. The company's instant cashback ‘buy to earn’ model is targeted at young budgeters who still want extra benefits when they do eventually make a purchase. It also hosts tracking features for consumers to manage their spending, plus social media payments and QR code invoice options for businesses. Hello Clever was founded in 2021 and is headquartered in Surry Hills, Australia.