We are disrupting the payments model, with the introduction of our sustainable digital wallets. Our clients’ wallets, produce less CO2 and the wallet IDs can be used everywhere; Businesses use our wallets at their checkout to get green, secure and instant settlements and support their journey to net-zero. It’s estimated that 75% of all payment transactions by 2026 will be done by open banking direct payments and is valued at $116b. Our technology is currently implemented with businesses, retailers and the Scottish government.