Hodlnaut is the leading Crypto Borrowing and Lending Platform based in Singapore whose mission is to provide financial services to cryptocurrency users. The platform currently has over $500 Million USD of Digital Assets under Management and is growing at an average of 20% month on month. Hodlnaut is a certified Fintech by the Singapore Fintech Association, an accreditation recognized by the MAS (Monetary Authority of Singapore). Cryptocurrency platform Hodlnaut has received an in-principle approval (IPA) letter for a Major Payment Institution License in Singapore from the Monetary Authority of Singapore (MAS) under the Payment Services Act (PS Act). Disclaimer: Hodlnaut currently offers two digital payment tokens (DPT) services, which are (i) borrowing and lending services and (ii) Token Swap feature. Currently, MAS is only regulating Hodlnaut’s DPT Token Swap feature, and not our DPT borrowing and lending services.