Home Lending Pal built the first Automated Mortgage Advisor that simulates buying a home with multiple lenders to determine mortgage approval odds and affordability impact based on lifestyle. HLP merges online data from trusted sources to streamline application, reduce the need to scan paper documents, and simplify the home buying process with data-driven workflows and cognitive AI within a 2-sided blockchain-based marketplace. We educated borrowers on homeownership options while collecting underwriting documents at scale for lenders.