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Home Savings of America
United States
1934 (91 Years)
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What are the differences in regulations for each
License
A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Company Information
Get to know Home Savings of America
Company Information
Get to know Home Savings of America
Home Savings of America, a federally chartered stock savings and loan association, has been in the banking business since 1934. Home Savings' network of savings branches offers savings, checking, money market, certificate of deposit accounts, and credit and debit cards. We also offer a variety of residential real estate mortgages through separate lending centers located across the country. Internet-based services for deposit are available on www.myhsoa.com. Home loan products are available on www.hsoahomeloans.com. We welcome wholesale brokers; for more information about wholesale opportunities, please visit www.hsoawholesale.com. For a listing of REO homes for sale, please visit www.homesavingsREO.com. We are subject to examination and comprehensive regulation by the Office of Thrift Supervision and our deposits are insured by the Federal Deposit Insurance Corporation.
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