Joust is a banking platform that directly provides merchant services and business banking for the self-employed. It provides its services via a chartered, FDIC-insured community bank (nbkc), and PayArmour—a proprietary invoice factoring service. With technology powered by Q2 and StoneCastle’s banking-as-a-service solution, Joust and nbkc solve the financial uncertainty often felt by independent workers. It was founded in 2017 and is headquartered in Austin, Texas.