Kashmi is a social, mobile, neo-banking product designed to fit seamlessly into the lifestyle of South-East Asia's banked and unbanked millennials, with features that enable on-the-go spending, saving, lending, investing and budgeting. Kashmi users utilize the platform as their primary bank account; where users are able to manage their finances, send/receive money to friends or service providers, save, invest (stocks etc), take loans.