Kopano is improving the way insurance is delivered to emerging markets by creating highly scalable, flexible, low-cost digital solutions. Kopano’s combination of mobile-first user experiences and core insurance systems allows for the quick launch of products which are supported by efficient and low-cost servicing models. Our machine learning and AI capabilities enable a high degree of user personalisation and the ability to uncover behavioural and underwriting insights. Kopano has deployed solutions in the short- and long-term industries catering for consumers across all income levels.