Lending Stream started providing short-term loans online in 2008. Since then, we've got better and quicker at streaming loans, helping more people to find the financial help they need. We provide an alternative to payday loans, where you get six months to repay in instalments. You can apply for up to £800 as a new customer, or up to £1,500 as a returning customer. You can apply either on our website or through our app. Our belief is that short–term credit can be a good thing, available to help you out when you need it. We also believe that having financial problems in the short term doesn't automatically mean you're bad with credit. We're part of GAIN Credit LLC, which is a subsidiary of GAIN Credit, Inc. We launched another product in 2015.