Since L&E was founded in 1968, they have charted a course of significant growth built on dedication to professional competence, integrity, and service. They currently have over 40 actuaries serving clients coast-to-coast in all facets of life, health and property & casualty insurance operations, regulatory compliance, employee benefits, expert testimony, and life settlements. Their reach is supported by offices in Dallas, Kansas City, London, Baltimore, Denver and Indianapolis. Innovative computing technology has been a cornerstone of their ability to provide cost-effective solutions to difficult problems. They have developed a suite of Windows-based actuarial software to assist their consultants and outside actuaries in completing many of their activities in an efficient and effective manner. This includes an actuarial pricing and projection system, a statutory and tax reserve factor generator for traditional life plans, an exposure study and Monte Carlo simulation system for traditional life insurance, and a life settlement pricing system. L&E continues to improve and upgrade its existing portfolios of software, while at the same time developing new applications that will allow insurance professionals to manage their responsibilities more effectively.