Line is a subscription-based revolving line of credit available without credit-history, pay-slips, or credit-scores. Qualified active working professionals including gig workers join and access Line's tools, services, safety nets to save, spend, plan better and protect themselves against financial uncertainties via the Line iOS and Android apps. Money Service Businesses, Insurers, Teclos, Retailers, and Medical Market Places that these professionals actively use, embed line in their consumer channels to increase transaction volume and prevent non-payment, as well as in their business process to eliminate fraud, detect payment, and other lapses ahead of time.