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Lumesis
United States
2010 (15 Years)
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What are the differences in regulations for each
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A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Company Information
Get to know Lumesis
Company Information
Get to know Lumesis
Lumesis, Inc. is a financial technology company focused on providing business efficiency, data and regulatory solutions for the Municipal marketplace under the DIVER brand. Providing access to hundreds of datasets, DIVER solutions leverage the most current economic and demographic data available from both public and private sources. Our solutions are tailored to address the unique needs of our clients comprised of U.S. Banks, Broker/Dealers, Asset Managers, Insurance Companies, Hedge Funds and others. The DIVER Brand DIVER Analytics a suite of powerful dashboards, analytical and visualization modules leverage our robust database to help you address the realities of the Municipal marketplace: stale financials, economic and fiscal uncertainty, limited or infrequent ratings and limited use of bond insurance. The Analytics solution provides access to hundreds of datasets from more than 50 sources and offers you the ability to analyze and assess the drivers of municipal economies. DIVER Advisor comprehensive Municipal Bond Report, account monitoring and credit information platform designed to drive business efficiencies and support evolving regulatory needs. Helps address time-of-trade disclosure, supervision and suitability as well as sales and portfolio management obligations (MSRB Rules G-47, G-19 and G-27). DIVER Data Services employs DIVER’s expertise in data aggregation, quality-control, analysis and delivery. The Data Services solution eliminates time intensive data gathering and research and provides you with our data or custom datasets formatted and delivered to your platform. Leverage our team’s experience and expertise in aggregating and managing hundreds of datasets from over 50 sources.
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