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MAM
Poland
18 Aug 2016 (9 Years)
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Security Information
What are the differences in regulations for each
License
A Grade License
Issued by globally renowned regulators, these licenses ensure the highest trader protection through strict compliance, fund segregation, insurance, and regular audits. Dispute resolution and adherence to AML/CTF standards further enhance security.
B Grade License
Granted by respected regional regulators, these licenses offer robust safety measures such as fund segregation, financial reporting, and compensation schemes. Though slightly less strict than Tier 1, they provide dependable regional protection.
C Grade License
Issued by regulators in emerging markets, these licenses offer basic protections such as minimum capital requirements and AML policies. Oversight is less stringent, so traders should exercise caution and verify safety measures.
D Grade License
From jurisdictions with minimal oversight, these licenses often lack key protections like fund segregation and insurance. While attractive for operational flexibility, they pose higher risks to traders.
Company Information
Get to know MAM
Company Information
Get to know MAM
MAM is a transformational consumer-centric FinTech platform that helps households reduce their monthly utility bill payments (without needing to change provider!), thereby solving a recurring burden faced by all households. Every time you shop at MAM-affiliated Merchants, instead of points, miles or stamps that have limited appeal, MAM gives you cash towards paying off your core utility bills (electricity, gas, phone, internet & pay-TV). MAM targets one of the most lucrative market segments globally --> core utility bills alone amount to over 1 trillion dollars in annual value! MAM’s "soft" launch in Poland took place at the beginning of November 2017. Over 600 merchants already use MAM to generate incremental sales, including local market leaders Allegro, CCC, Empik, Frisco, RTV Euro AGD, Smyk as well as global players like Allegro, Auchan, Booking.com, Decathlon, Groupon, Lufthansa, Media Markt, Sephora and Zalando, to name a few. MAM is built upon over 5 years of experience in growing Freebee (launched in April 2012) into one of Europe’s premier digital loyalty platforms. Freebee brings together hundreds of individual loyalty programs under one roof and in doing so, aggregates invaluable transactional data (who, when, where, what, and for how much) providing it with actionable insights on shopper preferences across a broad range of merchant categories. Freebee today boasts an active user base in the hundreds of thousands and has led a wide variety of large scale loyalty projects involving the biggest companies in Poland such as Polkomtel, Orlen, Eurocash, AXA. The 3 Founders of MAM & Freebee – Aymeric Monod-Gayraud, Marcin Walaszczyk & Michał Niemczycki – are a team of Warsaw-based tech fanatics whose skills and professional backgrounds are perfectly synergistic. They have amassed over 30 years of cumulative experience in managing complex projects & building successful ventures from scratch, and are currently focused on turning MAM into a global institution.
Industry
- Financial Other ServicePRIMARY
- Financial Payment
- Media Media Advertising
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