nib is one of Australia's fastest growing health insurers providing health and medical insurance to over one million Australian and New Zealand residents. We also provide private health insurance cover in Australia to approximately 40,000 international customers, including skilled migrant workers and international students. Through our nib Options business, we offer a fee-for-service (not health insurance) product which provides safe and reliable choices for consumers wishing to undertake cosmetic and major dental procedures in Australia or overseas.