North Pacific Bank provides various banking products and services for individuals and corporations in Japan. It offers deposits, and negotiable certificates of deposit, as well as loans. North Pacific Bank also offers ATM, foreign exchange, and investment trust services. It operates 171 branches and 3 overseas representative offices. Hokuyo Sogo Bank that began operation in 1917 became North Pacific Bank in 1989. It has its headquarters in 1917, with its headquarters in Sapporo in Japan.