NRW.Bank is the state development bank of North Rhine-Westphalia based in Düsseldorf and Münster. Its status is that of a public agency. It is owned by the North Rhine-Westphalia state and supports its structural policy. NRW. Bank provides banking services. The Bank offers financial development products in the business areas of social housing, venture capital, urban development, agricultural, technological, and infrastructure initiatives, and environmental protection.