OUTsurance is one of the leading direct short-term insurance companies in South Africa. OUTsurance revolutionized the short term insurance on vehicle insurance by adding the OUTbonus to the clients policy. The OUTbonus which is a reward system that if the policy holder does not claim within 3 years will receive 10% of their premiums back. Shortly after the personal short term they added Business insurance to their products and followed by life insurance where OUTsurance also added a game changer of offering their clients a 100% cash back OUTbonus after 15 years claim free.