Painless1099 is the first "portable benefits package" for self-employment. It’s a smart bank account that separates taxes from your income, automates health insurance payments, helps set up a SEP IRA to hit retirement goals, and sets some money aside for a rainy day, among other benefits not traditionally available to freelancers. Now, freelancers can access all the benefits of a W2 job and still stay in control of their self-employment career.