PAYXPERT is one of the most prominent fintechs in the payments sector. The firm was created in June 2009 due to the growing demand from businesses requesting a more robust, efficient and agile payment gateway than could be supported by banks across Europe. The company has become a leading fintech company, specializing in the development and provision of payment solutions for both physical and electronic (online) merchants, and acts as an acquiring bank, payment gateway and a payments technology developer within the payments industry. Registered as a Payments institution, PayXpert has offices in London, Lyon and Barcelona. PayXpert can operate as a trusted Payment Facilitator with its acquiring bank partners, giving the ability to contract directly with merchants for payment processing services, connect to banks to process the transactions, and remit transaction settlement to merchant bank accounts to complete the transaction processing cycle. Alternatively, PayXpert can act purely as a sales and technical solutions partner for acquiring banks and other payment gateways routing transactions to acquirers who process transactions and handle the remittance to the merchant. Also, PayXpert supports POS payment software development and can provide acquirers with card scheme certifications across several different POS hardware devices including PAX, Sunmi and Castle PayXpert is a direct member of payment Schemes such as Alipay, WeChat Pay and Mir and its payment gateway can support a wide range of APM’s. Additional payment Scheme memberships will be added early in 2021.