Paytime is an HR tech business that provides a free technology platform that enables employees to access their Earned Wages as and when they need it, as opposed to waiting for a pre-determined payday. Paytime’s Earned Wage Access (EWA) solution integrates seamlessly into payroll software and automates the process. The solution is not a loan, so there are no credit checks and nothing to repay. There are no interest charges just a fixed fee per withdrawal.