paywith.glass is global Multi-Central Bank Digital Currency (mCBDC) Infrastructure powered by A.I. and blockchain technology. Financial services have changed dramatically over the 50 years since SWIFT was built and the job to be done now goes far beyond settlement, clearing and reconciliation messaging. paywith.glass is an ISO20022 compliant intelligent digital currency/electronic payment (iDC/EP) infrastructure solution which provides a modern effective global replacement for the SWIFT MT-based correspondent banking model. It incorporates real-time continuous authentication, real-time AML/KYC and modern ecosystem API hooks for e-Commerce, Point-of-Sale, IoT payments and through a white-label super app framework, mobile multi-digital currency wallets (supporting stablecoins, CBDCs and other cryptographically-secure digital assets). The solution offers several unique benefits including • Native support for the issuance, distribution/circulation and instantaneous cross-currency/cross-border transactions of Central Bank Digital Currencies (full-stack mCBDC support) • Instant settlement, clearing and reconciliation of all transactions • Direct cross-provider interoperability • Seamless FX conversion at inter-bank rates (with 0% FX commission) • International micropayments (exceeding United Nations SDG 10.c target) • Advanced cryptographic technologies, without using cryptocurrencies • Integrated real-time KYC/AML support on all transactions without impacting performance • Advanced AI-powered continuous authentication and fraud-detection technologies This intelligent global financial infrastructure is built to empower billions of people to transact instantly with currency fluidity, from anywhere on Earth, at any time... it is the Internet, for the world's money.