Pensumo

Pensumo is an innovative platform, created by José Luis Orósin 2013, which seeks to implement in Europe a savings model by measuring personal consumption and measuring responsible actions. The final objective is to complement the state pension systems based on the consumption of goods and the performance of responsible actions throughout their life. Pensumo provides a solution to the loss of purchasing power of the citizen due to demographic changes and economic instability that affect pensions. Its innovative system grants a great capacity to carry out commercial and affiliation actions for the associated companies, and with possibilities to reach a broad spectrum of the population. At the same time, the platform allows promoting actions in the field of CSR, as well as motivating good social practices by rewarding the user. The startup has gone through the Mundilab Madrid and Innolab Bilbao acceleration programs and has closed two rounds of investments where it has raised € 220,000. Among its investors is Leading Solutions SL, which has 15% of the company. Additionally, Pensumo has won € 714,000 from a Phase II of the European Commission's H2020 program. At the moment Pensumo operates only in Spain, where it has been recognized with various awards: Pasión IE Business School "Commercial Distribution of the Future"; Best Fintech company in METXA 2016; Project SEAL OF EXCELLENCE - European Commission - H2020 Phase I and Phase II. Currently, more than 2,500 users benefit from its innovative system.